Insurance/Bad Faith

Don’t let an Insurer Treat You Unfairly

Even after you have paid your insurer hundreds or thousands of dollars in premiums, the insurer is treating you unfairly. 

Insurance companies are not in business to help you or pay your claim. They are in business to make money. Every month, you pay your premiums for auto, health, disability, and property insurance policies. When you buy an insurance policy, you agree to pay the premium and the insurance company agrees to pay for claims covered by the policy. It’s a contract.

These days insurance companies are getting bolder and bolder in their refusal to pay legitimate claims and attempting to weasel out of paying you what you are owed. Do not let them get away with it.

Common Signs of a West Virginia Bad Faith Insurance Case
• The insurer denied that your claim is covered under the policy
• The insurance agent mispresented what was covered under your policy or failed to offer you coverages you needed
• The insurer unreasonably delayed either the evaluation of your claim or its payment of your claim.
• The insurer denied a reasonable claim.
• The settlement was unreasonably low.
• The insurer did not assist you with your claim and consider all the facts.
• The insurer refused to pay benefits covered under any life, health, disability, home or auto insurance policy.
• The insurer or agent acted dishonestly, deceptively or fraudulently.
• Your insurance company engaged in unfair settlement practices.

Do not walk allow an insurance company to treat you unfairly without a fight. Bad faith can significantly increase the amount you can recover where the insurer has violated its legal duties. If you believe an insurance company is treating you unfairly, contact Cormany Law to discuss a claim against the insurer for acting in bad faith. For more than 20 years, we have successfully represented many clients in insurance bad faith claims.

Acting in Good Fatih

Under West Virginia law, insurers have a duty to follow the terms of the insurance policy and to pay your claims in a reasonable time. Insurers also have a duty to act in good faith when making any decision about your claim, such as the amount to pay or whether your claim is covered under the policy. This duty extends to all insurance claims including all those involving automobile crashes and those covered by health, home, life or disability insurance policies.

Experience Dealing with Insurance Companies

If you believe you have been treated unfairly by your insurance company, you may have a claim for bad faith against your insurer. When you prevail in an insurance bad faith case, you can recover not only what the insurer lawfully owed you, but you may also recover damages for the costs and fees associated with bringing the bad faith claim plus damages for the aggravation of having to sue your own insurer and punitive damages to punish the insurer.

If your insurance company fails to treat your claim fairly or reasonably, you may have grounds for an insurance bad faith claim against the company to recover not only what the insurer lawfully owed you for the original claim, but also additional compensation in penalties and fees.
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